12M Payday Loans

Are you in need of a loan? Not sure where to go? We're here to help! 12M Loans is a short-term loan provider that offers loans and cash advances at competitive rates to all customers. We are able to provide loans without needing credit checks performed, so if you have bad credit or no credit, we won't hold it against you. We believe that the best way to provide our customers with the best experience possible is by treating them like family. Our knowledgeable customer service team is available 24/7 for any questions or concerns about your loan or cash advance.