Fair Deal Advice

https://www.startus.cc/company/fair-deal-advice

51 Bracken Road, Sandyford, Dublin, D18CV48, Ireland

D18CV48

Dublin

Co Dublin

Ireland

Website

https://www.facebook.com/fairdealadvice/

General information:

Fair Deal Advice offers expert guidance on Ireland's Fair Deal Scheme and nursing home support.

Company information:

Company type:

Company

Industry:

Financial Services

Founded when:

Thursday, 1 January, 2009

Products and Services:

Nursing Home Support Scheme

Product category:

# Business services

Nursing Home Support Scheme, alternatively Fair Deal, is one of those schemes, which HSE administers to take care of Irish people seeking long-term residential care services. Under this plan, simply by making a weekly contribution towards the cost of care, an applicant enjoys overwhelming returns. This usually materialises as State funding on bills generated by a nursing home for offering medication, therapeutic services and appropriate care with ancillary services, including laundry, bed and board service. What’s best about Nursing Home Support Scheme Fair Deal is its flexibility. The amount contributed shall vary according to income earned and the assets owned. This is probably why it’s a reasonable deal for those suffering from ill-health and experience prolonged stays at hospitals.

Impressions:

FAQ:

HOW to apply for the Fair Deal Scheme in Ireland?

In order to qualify for the Fair Deal- Nursing Home Support scheme, the applicant must complete two assessments which are as follows: 1) The Care needs assessment. This is an assessment that looks at the care needs of the older person, their ability to live independently, ability to make everyday decisions and examines what available supports are at home and in the community. In order to qualify for the Fair Deal- Nursing Home Support Scheme the applicant’s assessment will need to recommend long term care as existing supports and home care will not meet the applicants care needs. The Care needs assessment is carried out by healthcare professionals such as a Geriatrician or a District Health Nurse who will need to meet and assess the applicant. 2) The Financial Assessment. This looks at the income, assets and liabilities of the applicant and determines the applicant’s contribution to their cost of care and the corresponding level of financial assistance (“State Support”) that they will receive. Under the Scheme the applicant will pay 80% of their income and 7.5% of the value of any assets you may have per annum. These figures are reduced for couples. 3) Application for Ancillary State Support – The Nursing Home Loan Under the Nursing Home Support Scheme, you do not have to pay the asset contribution during your lifetime. The HSE pays this element of your assessed contribution towards your cost of care which will be accumulated as a loan (Called the Nursing Home Loan) and collected by the Revenue Commissioners from your estate after your death. The loan will be registered as a charge on your property. Where you have a partner living in your family home this debt can be further deferred if funds are not available to pay the loan from your estate. This is a complex area and we will happily discuss how it will impact the applicant’s personnel circumstances. Call Now: 086 601 5042

WHEN TO APPLY FOR NURSING HOME SUPPORT SCHEME -FAIR DEAL?

The Fair Deal – Nursing Home Support Scheme can take from four to six weeks once the application is received to be approved. This does not include the time taken to complete the forms and gather the supporting information that will be required. Where an applicant has Assets such as property this will take longer as the Nursing Home Loan will have to be applied for which will require additional information such as property details and valuations and will need your Solicitors involvement as the loan will be registered as a charge on the property. The Fair Deal- Nursing Home Support Scheme can be applied for up to 6 months before it has to be taken up and if not required at that point can be applied for again. We would recommend that as soon as you feel that you or your Family member is or is unlikely to be able to be cared for at home in the near future that you apply for the scheme. If your Family member has to be admitted to a Nursing Home prior to the Fair Deal being applied for or approved due to a significant deterioration in health, you or your family will need to fund the cost of the Nursing Home until your Fair Deal- Nursing Home Support Scheme application is approved. With the average cost of Nursing Care at over €1,000 per week savings will be depleted very quickly and unless you can demonstrate that you have the resources to pay these costs Nursing Homes are unlikely to admit a Resident without Nursing Home Support Scheme funding in place. In certain cases where a potential Resident is in a public hospital transitional care funding may be provided to cover the cost of care while the Fair Deal Nursing Home Support application is being processed but this is not guaranteed and certainly not available if being discharged from a private hospital. Please note Private Health Cover will not pay for Nursing Home care other than short term convalescence. Unlike public hospitals, Private Hospitals will discharge patients in need of long term care as the private health insurers will not fund delayed discharges for patients who need long term care and are awaiting Fair Deal- Nursing Home Support approval.